OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable John Lewis U.S. House of Representatives 343 Cannon House Office Building Washington, D.C. 20515 Dear Congressman Lewis: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2'" of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I frilly agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable John Lewis • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF Ti-IF CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Edward J. Markey United States Senate 255 Dirksen Senate Office Building Washington, D.C. 20510 Dear Senator Markey: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2 of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Edward J. Markey • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Doris Matsui U.S. House of Representatives 2311 Rayburn House Office Building Washington, D.C. 20515 Dear Congresswoman Matsui: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Doris Matsui • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Betty McCollum U.S. House of Representatives 2256 Rayburn House Office Building Washington, D.C. 20515 Dear Congresswoman McCollum: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2H of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Betty McCollum o to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Jim McGovern U.S. House of Representatives 438 Cannon House Office Building Washington, D.C. 20515 Dear Congressman McGovern: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Jim McGovern • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Robert Menendez United States Senate 528 Hart Senate Office Building Washington, D.C. 20510 Dear Senator Menendez: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Robert Menendez o to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Jeff Merkley United States Senate 313 Hart Senate Office Building Washington, D.C. 20510 Dear Senator Merkley: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Jeff Merkley o to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Bill Nelson United States Senate 716 Hart Senate Office Building Washington, D.C. 20510 Dear Senator Nelson: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 21 of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Bill Nelson • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Eleanor Holmes Norton U.S. House of Representatives 2136 Rayburn House Office Building Washington, D.C. 20515 Dear Congresswoman Norton: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fuiiy agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Eleanor Holmes Norton • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIHMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Frank Pallone U.S. House of Representatives 237 Cannon House Office Building Washington, D.C. 20515 Dear Congressman Pallone: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC' s review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Frank Pallone • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAFRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Mark Pocan U.S. House of Representatives 313 Cannon House Office Building Washington, D.C. 20515 Dear Congressman Pocan: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2nd of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fuily agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Mark Pocan • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new mies will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Charles B. Range! U.S. House of Representatives 2354 Rayburn House Office Building Washington, D.C. 20515 Dear Congressman Rangel: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2nd of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Charles B. Rangel • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Bernard Sanders United States Senate 332 Dirksen Senate Office Building Washington, D.C. 20510 Dear Senator Sanders: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC' s review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Bernard Sanders • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Jan Schakowsky U.S. House of Representatives 2367 Rayburn House Office Building Washington, D.C. 20515 Dear Congresswoman Schakowsky: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the 's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Jan Schakowsky • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler FEDERAL COMMUNICATIONS CoMMIssIoN WASHINGTON OFFICE OF THE CHAIRMAN February 25, 2016 The Honorable Jackie Speier U.S. House of Representatives 2465 Rayburn House Office Building Washington, D.C. 20515 Dear Congresswoman Speier: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Jackie Speier o to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Mike Thompson U.S. House of Representatives 231 Cannon House Office Building Washington, D.C. 20515 Dear Congressman Thompson: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2nd of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Mike Thompson o to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Paul Tonko U.S. House of Representatives 2463 Raybum House Office Building Washington, D.C. 20515 Dear Congressman Tonko: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Paul Tonko o to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Chris Van Hollen U.S. House of Representatives 1707 Longworth House Office Building Washington, D.C. 20515 Dear Congressman Van Hollen: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA's prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2nd of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Chris Van Hollen o to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS CoMMissioN WASHINGTON February 25, 2016 The Honorable Elizabeth Warren United States Senate 317 Hart Senate Office Building Washington, D.C. 20510 Dear Senator Warren: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I frilly agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Elizabeth Warren • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler OFFICE OF THE CHAIRMAN FEDERAL COMMUNICATIONS COMMISSION WASHINGTON February 25, 2016 The Honorable Ron Wyden United States Senate 221 Dirksen Senate Office Building Washington, D.C. 20510 Dear Senator Wyden: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2' of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their beha1f, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable Ron Wyden • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler FEDERAL COMMUNICATIONS COMMISSION OFFICE OF THE CHAIRMAN WASHINGTON February 25, 2016 The Honorable Joim Yarmuth U.S. House of Representatives 403 Cannon House Office Building Washington, D.C. 20515 Dear Congressman Yarmuth: Thank you for your letter expressing concern about Section 301 of the Bipartisan Budget Act of 2015, which amends the codified Telephone Consumer Protection Act (TCPA). Your important views will be included in the record of the related proceeding and considered as part of the FCC's review. Section 301 creates an exception to the TCPA' s prior express consent requirement for automated calls to cellular or residential telephones, if such calls are for the purpose of collecting debts owed to or guaranteed by the United States government. That provision also requires the Commission to issue implementing regulations within nine months of enactment of the Bipartisan Budget Act, giving the Commission until August 2nd of this year to complete and adopt new rules. You have raised several issues for consideration by the Commission: whether calls can be made pursuant to Section 301 prior to issuance of our implementing rules; whether covered calls should be allowed only to the debtor and not others; what limits should be placed on covered calls to telephone numbers reassigned from a debtor to another person; whether there should be limits on the number and duration of automated calls made without consent, an issue raised specifically by Section 301; and whether callers should be required to stop calling as soon as any called party makes such a request. I fully agree that these are key issues for the Commission to consider in this context. Last week I circulated a draft Notice of Proposed Rulemaking (NPRM) that seeks comment on these and other issues and presents proposals that remain faithful to Congress's mandate while shielding consumers from unwanted robocalls. The draft NPRM includes clear, pro-consumer restrictions on the type and number of calls a federal creditor may place to recover a delinquent debt, even when those calls go unanswered. In particular, the NPRM proposes: • that only calls made after a debtor has become delinquent are covered by the exception; • to limit the calls to creditors and those calling on their behalf, including debt servicers; • that these robocalls can only be made to the debtor, so as to prevent unwanted robocalls to relatives, friends, and other acquaintances of debtors; • to limit the number of calls to three per month per delinquency; and Page 2-The Honorable John Yarmuth • to empower consumers with the right to stop calls from a federal creditor at any time and to require callers to inform debtors of this right. The draft NPRM also makes clear that the new rules will not open a door for telemarking calls. The Commission remains steadfast in its defense of protections against unwanted calls. Congress specified that exempted calls must be "solely" to collect a federal debt, and we will ensure they do not go beyond that boundary. I also note that you urge us to work closely with the Consumer Financial Protection Bureau (CFPB) to coordinate the two agencies' approaches to limits on the number of permissible debt collection calls. Commission staff worked closely with the CFPB staff in drafting the NPRM and developing the aforementioned proposals and has also consulted closely with the Department of Treasury, Department of Education and other federal stakeholders. I appreciate your interest in this matter. Please let me know if I can be of any further assistance. Tom Wheeler